Founding Member pricing — first 100 customers
Loans, vehicle loans, deposits and chit funds for moneylenders — KYC that checks itself, agreements signed on screen, collections on the phone, and a ledger you can verify on demand.
Works on phone, tablet and computer · Tamil & English · No app store needed
New · loan documentation
No more chasing photocopies or wondering who signed what. Each step is recorded, and once a loan is approved its papers are locked.
KYC that checks itself
Scan the QR on the card or e-Aadhaar, and Wasool reads UIDAI's digital signature — so you know the name, date of birth and address weren't edited. The number is masked to its last four digits before anything is saved.
PAN, Voter ID and driving licence are photographed, straightened and read too. KYC added once is used in every application and every company you run.
Sign on screen
The customer and the guarantor read the agreement and sign on screen, at your office or through a link you send on WhatsApp. Wasool records who was logged in, the device, the location (if they allow it) and how long they read — and if any term changes later, it asks them to sign again.
The agreement, promissory note and guarantor's undertaking print in English and Tamil, with the signatures in place.
WhatsApp alerts · add-on
The moment you record an EMI, a deposit instalment or a payout, the customer gets a WhatsApp message with the amount and the new balance. Fewer "did you get my money?" calls, and fewer disputes later.
Send from the verified PensNPapers business number with prepaid message credits, or connect your own WhatsApp Business number.
Compares every loan's balance against its actual transaction history.
Why the data is right
Every overpayment, every underpayment, every rupee stays visible — nothing gets silently clamped to zero or hidden to make a number look tidy. If a balance ever drifts from what the actual transaction history says, you can check it and correct it yourself, on demand, without calling anyone.
This isn't a marketing claim — it's how the ledger is built underneath: running-balance calculations against real posted entries, day by day.
Why reports matter more than records
Rows of numbers. Every payment recorded — but no sense of what any of it means.
The same numbers, organised — where money stands, what's overdue, what needs a closer look.
Decisions made with what's actually going on — not a guess based on a stack of entries.
Not a standalone app
A collector records a payment from their phone on the daily round. The owner reviews the day's books from a laptop that evening. A co-owner checks in from wherever they are. Everyone sees the same live data — because it was never trapped on one device.
If a phone is lost, dropped, or simply replaced, nothing about your business goes with it.
One system, every book you run
Flat, Reducing, Interest-Only and Vehicle loans — from application and agreement to daily, weekly or monthly collection.
Recurring and fixed deposits, with maturity and interest tracked automatically against real contributions.
Track what the business itself owes — to family, friends, or other lenders — alongside everything you lend out.
Run chit groups and auctions alongside your lending book, in the same place, under the same ledger.
Solo, or with a whole team
Running it alone? One plan covers you completely. Running it with partners, admins and field staff? Add exactly the seats you need, each with access that matches their role — a Co-Owner sees everything, a Loan Officer sees their own collections.
See team pricingLess typing, fewer mistakes
Upload or share your KVB or IDBI statement (PDF or Excel, even password-protected) or any bank's CSV. Lines come pre-matched to customers; you check and post.
Work out and post interest on every loan, deposit and borrowing for any date — approve it yourself or let it post on schedule.
Day Book, ledgers, Trial Balance, P&L and Balance Sheet fill in as you collect — in Tamil or English, on any device.
Founding Member pricing
Pick only the facilities you run — loans, vehicle loans, deposits or chit funds. Founding Member prices are locked for life for our first 100 companies, with a 7-day money-back promise.
See Full PricingWasool wasn't built to sell first and prove itself later — it's the actual system behind a real, working moneylending business, before it was ever offered to anyone else.